Available Financing

No Interest if Paid in Full within 12 months

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.* Subject to credit approval. Minimum purchase of $480 required.

APPLY NOW

If you choose to apply online, you must be 18 years of age or older and provide an e-mail address. If Wells Fargo Bank, N.A. is able to complete the evaluation of your application within approximately 45 seconds, you will be notified of the credit decision online. If you are approved for credit, you will receive a credit card in the mail. If approved, please come into our store to select your jewelry, and finalize your purchase.

*The American Gem Society credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $480 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 08/01/2020 and is subject to change. For current information, call us at 1-800-431-5921.